877-779-3472 belongs to Nationwide Credit Inc.. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove Nationwide Credit Inc. from their credit reports (without having to pay their debt). When Nationwide Credit Inc. is removed from your report:
If you're receiving calls from 877-779-3472, it's likely that you owe a debt to a creditor that has hired Nationwide Credit Inc. to collect on their behalf. Dealing with debt collectors can be overwhelming but it's important to know your rights and take action accordingly.
The first step should be to verify that the debt is valid and indeed yours by requesting validation of the debt from Nationwide Credit Inc., assessing the information thoroughly. Should any errors or inaccuracies arise, dispute them in writing, providing any supporting documents you may have.
Once you establish that the debt is yours, you can attempt to negotiate a payment plan or settlement with Nationwide Credit Inc., agreeing upon details in writing and keeping records of communication for future reference. If paying the debt seems challenging, enquire about hardship programs or other feasible solutions on offer.
If you find inaccurate information on your credit report from Nationwide Credit Inc., it's essential to take immediate action to correct it. Begin by obtaining a copy of your credit report from all three bureaus and examining it thoroughly. If any discrepancies or inaccuracies are found, file a dispute with the bureau that is reporting the incorrect data.
In your dispute, explain precisely what information is wrong and include any proof to back up your claim. The credit bureau has 30 days to investigate and reply to your dispute. If they conclude that the facts are false, they will erase them from your credit report.
Speak with a live credit specialist for your free consultation, now