877-290-2719 belongs to First Financial Asset Management. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove First Financial Asset Management from their credit reports (without having to pay their debt). When First Financial Asset Management is removed from your report:
If you owe a debt, it's possible that you will receive calls from debt collectors, including those from First Financial Asset Management. These calls can be quite stressful and intimidating but remember: you have rights when it comes to debt collection.
If you get a call from 877-290-2719, the debt collector is required to identify themselves and explain the purpose of the call. They cannot harass or threaten you in any way, and must provide verification of the debt if requested.
If you do owe the debt, try to negotiate with the debt collector for a payment plan that works for your budget. Make sure to get any agreement made in writing and keep records of all communication between both parties. If you are unable to pay off the debt, inquire about alternative options such as a settlement or hardship program.
Your credit report is a very important document that can affect your ability to get loans, credit and even employment. If you spot inaccuracies in the credit report provided by First Financial Asset Management, it's important to take action right away.
Start by sending a letter via certified mail to First Financial Asset Management with a return receipt requested. The letter should include your name, address and account number, along with a detailed description of the error.
Additionally, contact the credit bureau that is reporting the inaccurate information. It is their responsibility to investigate the dispute and make the necessary corrections within 30 days after receiving your complaint. Be sure to follow up afterwards to ensure that all errors have been corrected properly.
Remember, you have the right to dispute any inaccurate information reported on your credit report. Take action now in order to protect your financial future!
Speak with a live credit specialist for your free consultation, now