877-247-2144 belongs to Diversified Consultants. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove Diversified Consultants from their credit reports (without having to pay their debt). When Diversified Consultants is removed from your report:
If you're receiving calls from 877-247-2144 regarding a debt, it's important to take the right steps to handle the situation. Start by verifying that the debt is valid and that the collection agency has the proper authority to collect. Then, assess your financial situation and create a plan for repayment that works for you. If a full payment isn't possible, attempt to negotiate a payment plan with whatever collection agency is calling you.
Keep in mind your rights as a consumer during any interactions with them - you can request that they stop contacting you, but this does not eliminate the debt. Also make sure to keep detailed records of all communication and payments made. If you feel your debt is incorrect or are being harassed unfairly, make a complaint with the Consumer Financial Protection Bureau (CFPB).
If you think Diversified Consultants is reporting inaccurate information on your credit report, it's important to take action. Start by carefully reviewing your credit report and spotting any errors or inaccuracies. You have the right to dispute any information that is incorrect or incomplete - simply contact the appropriate credit bureau and back up your claim with proof.
The process may take time, but it's worth it in order to ensure that your credit report is accurate and up-to-date.
Speak with a live credit specialist for your free consultation, now