866-572-9374 belongs to Simm Associate. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove Simm Associate from their credit reports (without having to pay their debt). When Simm Associate is removed from your report:
Dealing with debt can be overwhelming, but it's important not to ignore it. If you owe money to 866-572-9374, review your credit report and confirm the details of the debt. Reach out to the company and discuss a repayment plan or settlement offer. Negotiating with debt collectors can be difficult, so it's important to remain persistent and calm. Keep records of any communication and payments made. If full payment is impossible, look into credit counseling or debt settlement companies for assistance.
If Simm Associates is reporting inaccurate information on your credit report, you have the right to dispute it. Review your credit report to identify errors and gather any supporting documentation that backs up your claim. File a dispute with the credit bureau or contact Simm Associates directly to request a correction. Be persistent in following up on your dispute and keep track of all communication.
If the inaccuracies still remain, consider seeking legal help or contacting the Consumer Financial Protection Bureau for assistance. It's important to correct inaccurate information on your credit report as it can have a significant effect on your credit score and financial well-being.
Speak with a live credit specialist for your free consultation, now