800-903-3589 belongs to Medco. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove Medco from their credit reports (without having to pay their debt). When Medco is removed from your report:
If you're dealing with a debt collector, it's important to face the situation head-on. Review your credit report to get an understanding of how the debt is affecting your credit score and contact the debt collector to negotiate a payment plan or settlement that works for you. Do not give out any personal information unless it has been requested by a legitimate source, and be sure to keep records of all communication.
Additionally, remember that you have rights under the Fair Debt Collection Practices Act which should be utilized if necessary. Taking these steps can help make dealing with debt collectors less stressful and more manageable.
If you discover that Medco is reporting inaccurate information on your credit report, it's important to take action. Start by contacting Medco and providing them with documentation that supports your dispute. You can also dispute the incorrect information with the major credit bureaus and provide them with any relevant evidence. Follow up regularly to make sure your dispute is being handled efficiently and keep in mind that you have rights under the Fair Credit Reporting Act. If you need additional help, look into finding a credit repair professional who can assist you. Taking these steps can help protect your credit score and secure your financial future.
Speak with a live credit specialist for your free consultation, now