800-787-0523 belongs to Allied International Credit. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove Allied International Credit from their credit reports (without having to pay their debt). When Allied International Credit is removed from your report:
If you owe a debt and are receiving calls from 800-787-0523, it's important to take action. First, verify the debt is legitimate and accurate by asking the caller for details such as the name of the creditor and amount owed. Request written confirmation of the debt before taking any further steps.
Once you've confirmed the debt, work with the collector to develop a plan on how to pay it off. Negotiating a payment plan or settlement agreement may be possible, but make sure to get everything in writing.
Remember that you have rights as a consumer when dealing with debt collectors. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive or unfair practices such as harassment or threats. If you think your rights are being violated, filing a complaint with the Consumer Financial Protection Bureau (CFPB) can help.
If you've found inaccurate information on your credit report from Allied International Credit, taking action to dispute the errors is important. Start by requesting a copy of your credit report from one of the three major credit bureaus - Equifax, Experian, or TransUnion. Check the report thoroughly and make note of any mistakes.
To dispute these errors, submit a dispute letter to the credit bureau that issued the report. Include any documents that support your claim, such as payment records or correspondence with Allied International Credit. The credit bureau will investigate the dispute and provide you with a response within 30 days. If it's resolved in your favor, they'll remove the inaccurate information from your report which can have positive effects for your credit score.
Speak with a live credit specialist for your free consultation, now