800-286-5427 Called You?

Who Is 800-286-5427 ?

800-286-5427 belongs to National Credit Adjusters. They’re a debt collector reporting a collection account on your credit report.

This can mean 2 things:

 
1. They’ve purchased your debt from the original creditor (such as a credit card company), and they’re now calling you to collect that debt.
 
2. They don’t own the debt themselves, but are being paid to collect on behalf of another company.

The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).

How Can I Get 800-286-5427 to Stop Calling Me?

There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.

Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.

The best news? We’ve helped thousands of customers remove National Credit Adjusters from their credit reports (without having to pay their debt). When National Credit Adjusters is removed from your report:

 
• They will stop calling you
 
• Your credit score will increase

Dealing with Calls From 800-286-5427 if You Owe Debt

If you owe a debt, you may receive calls from debt collectors attempting to collect the amount owed. If you receive a call from 800-286-5427, taking steps to deal with the debt is crucial. The first step is to verify the debt and ensure that it is accurate. You have the right to ask for validation of the debt and receive information about the creditor and the amount owed.

If the debt is accurate, consider negotiating a payment plan with the debt collector. This strategy can help prevent further collection activity and potentially enhance your credit score over time.

What to Do If There are Errors On Your Credit Report From National Credit Adjusters

National Credit Adjusters is a debt collection agency that might appear on your credit report if they're trying to collect a debt from you. If you think the information reported by National Credit Adjusters is incorrect, disputing the information is essential. Start by requesting a copy of your credit report to locate the incorrect information. You have the right to dispute inaccurate information with both the credit bureau and the debt collector. Provide any supporting evidence you have to strengthen your claim and follow up regularly to ensure that the incorrect information gets removed from your credit report. This way, your credit report can accurately reflect your financial situation, leading to an improvement in your credit score.