800-223-9899 belongs to National Patient Account Services. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove National Patient Account Services from their credit reports (without having to pay their debt). When National Patient Account Services is removed from your report:
It's important to take action when you receive a call from 800-223-9899 regarding an unpaid debt. The first step is to confirm the debt with written confirmation; or, if you have any doubts, review your credit report to ensure the debt is accurate and up-to-date. Once that's done, it's possible to negotiate with the creditor for a payment plan that suits your budget - this could involve setting up a payment schedule or lump sum payment.
Throughout the process, make sure to keep detailed records of all conversations and payments made. If the situation feels overwhelming and unmanageable, reach out for extra help from credit counselors or debt management programs - they can provide invaluable resources and support throughout the process.
If you've noticed something off on your credit report from National Patient Account Services, it's important to take action and correct the errors. Start by requesting a copy of your credit report and thoroughly reviewing it for any inaccuracies.
Once you've identified any errors, dispute them with the credit bureau; you may need to provide evidence or contact National Patient Account Services directly in order to get the incorrect information amended. And remember - keeping your credit report up-to-date is key to maintaining a healthy credit score and financial wellbeing, so make sure to monitor all information regularly.
Speak with a live credit specialist for your free consultation, now