800-218-3280 Called You?

Who Is 800-218-3280 ?

800-218-3280 belongs to Equinox Financial Management Solutions. They’re a debt collector reporting a collection account on your credit report.

This can mean 2 things:

 
1. They’ve purchased your debt from the original creditor (such as a credit card company), and they’re now calling you to collect that debt.
 
2. They don’t own the debt themselves, but are being paid to collect on behalf of another company.

The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).

How Can I Get 800-218-3280 to Stop Calling Me?

There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.

Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.

The best news? We’ve helped thousands of customers remove Equinox Financial Management Solutions from their credit reports (without having to pay their debt). When Equinox Financial Management Solutions is removed from your report:

 
• They will stop calling you
 
• Your credit score will increase

Managing Your Debt Owed to 800-218-3280

Dealing with debt can be stressful, but knowing how to handle it makes the process more manageable. If you owe a debt to 800-218-3280, it is important to take action and address the situation. The first step is to confirm that the debt is legitimate and that you actually owe it. You should request a debt validation letter from the debt collector, which will provide details about the debt such as amount owed, original creditor and date of the debt.

Once you have confirmed that the debt is valid, negotiate with the collector for a repayment plan that works for you and fits your budget. If full payment isn't an option, you may be able to settle the debt for a lower amount - just remember to get any agreement in writing before making any payments.

Addressing Inaccurate Information on Your Credit Report from Equinox Financial Management Solutions

Your credit report plays an important role in your financial life, which is why it's essential to make sure the information on it is accurate. If you have noticed that Equinox Financial Management Solutions is reporting inaccurate information on your credit report, there are steps you can take to address it.

Start by filing a dispute with Equinox Financial Management Solutions and the credit reporting agencies (CRAs) that are reporting the inaccurate information. Be sure to provide evidence in support of your dispute, such as bank statements or receipts, as well as a detailed explanation of why this information is incorrect.

Equinox Financial Management Solutions has 30 days to investigate the dispute and respond back to you. If they find that the information is inaccurate, they must correct it and notify the CRAs so your credit report can be updated. Lastly, request a free copy of your credit report after the dispute has been resolved to ensure that the inaccurate information has been removed.