731-642-8454 Called You?

Who Is 731-642-8454 ?

731-642-8454 belongs to Mid-South Credit Bureau. They’re a debt collector reporting a collection account on your credit report.

This can mean 2 things:

 
1. They’ve purchased your debt from the original creditor (such as a credit card company), and they’re now calling you to collect that debt.
 
2. They don’t own the debt themselves, but are being paid to collect on behalf of another company.

The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).

How Can I Get 731-642-8454 to Stop Calling Me?

There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.

Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.

The best news? We’ve helped thousands of customers remove Mid-South Credit Bureau from their credit reports (without having to pay their debt). When Mid-South Credit Bureau is removed from your report:

 
• They will stop calling you
 
• Your credit score will increase

Dealing with 731-642-8454 If You Owe the Debt

If you're receiving calls from 731-642-8454 to collect a debt that you owe, it's important to know your options. The first step is to confirm the validity of the debt by requesting that 731-642-8454 provide you with a validation of debt letter. Once the debt has been validated, you can then consider negotiation or settlement of the debt. Be sure to get any agreement in writing and keep a copy for your records, as well as making all payments on time to avoid further damage to your credit score.

What To Do If Mid-South Credit Bureau Is Reporting Inaccurate Information On Your Credit Report

If you find inaccurate information on your credit report from Mid-South Credit Bureau, you can dispute it directly with the bureau. Make sure to provide supporting documentation, such as payment receipts or statements, to support your case. Mid-South Credit Bureau has 30 days to investigate the dispute and respond. If the information is found to be inaccurate, they must correct it on your credit report. Monitor your credit report regularly to ensure that any inaccuracies are addressed promptly. If you need assistance identifying errors and disputing them, Credit Sage is here to help!