703-656-9860 Called You?

Who Is 703-656-9860 ?

703-656-9860 belongs to IC System. They’re a debt collector reporting a collection account on your credit report.

This can mean 2 things:

 
1. They’ve purchased your debt from the original creditor (such as a credit card company), and they’re now calling you to collect that debt.
 
2. They don’t own the debt themselves, but are being paid to collect on behalf of another company.

The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).

How Can I Get 703-656-9860 to Stop Calling Me?

There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.

Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.

The best news? We’ve helped thousands of customers remove IC System from their credit reports (without having to pay their debt). When IC System is removed from your report:

 
• They will stop calling you
 
• Your credit score will increase

How to Dispute a Collection Account on Your Credit Report

To dispute a collection account on your credit report, obtain a copy of your credit report and review it for accuracy. If errors are found, dispute them with the credit bureau. If the account is legitimate but unaffordable, negotiate a payment plan or settlement with the collection agency. Note that payments won't remove the account from your credit report but show responsibility for debt. 

Credit Sage can provide assistance with disputing errors or negotiating with collection agencies to improve your credit score. It's important to act quickly when disputing a collection account on your credit report, as delaying action may result in further damage to your credit score.

What if the debt is legitimate?

If you have verified that the debt IC System is contacting you about is indeed legitimate, it's important to take action. Negotiating a payment plan with IC System can be an effective way to prevent further harm to your credit score and avoid legal action. 

However, if negotiating isn't possible or affordable for you, seek guidance from Credit Sage. Ignoring the debt will not make it disappear and can result in more damage to your credit score. It's crucial to confront the issue head-on and resolve it as soon as possible to minimize its impact on your financial well-being. Remember, taking proactive steps now can help alleviate stress and ensure a better financial future.