314-513-0122 Called You?

Who Is 314-513-0122 ?

314-513-0122 belongs to Consumer Collection Management. They’re a debt collector reporting a collection account on your credit report.

This can mean 2 things:

 
1. They’ve purchased your debt from the original creditor (such as a credit card company), and they’re now calling you to collect that debt.
 
2. They don’t own the debt themselves, but are being paid to collect on behalf of another company.

The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).

How Can I Get 314-513-0122 to Stop Calling Me?

There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.

Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.

The best news? We’ve helped thousands of customers remove Consumer Collection Management from their credit reports (without having to pay their debt). When Consumer Collection Management is removed from your report:

 
• They will stop calling you
 
• Your credit score will increase

Dealing With 314-513-0122 If You Have A Debt Owed

If you owe money to Consumer Collection Management and they've been calling you from 314-513-0122, there are a few measures you can take to handle the situation. To begin with, make sure the debt is valid and that Consumer Collection Management has the right to collect it. You can ask for confirmation of the debt in written form.

Next, contemplate negotiating a payment plan or settlement with Consumer Collection Management. If you cannot manage the entire amount owed, perhaps it is possible to come up with a deal that works for both parties. Make sure everything is on paper before making any payments.

In case you're feeling overwhelmed or not confident about what needs to be done, consider reaching out for help from Credit Sage. We can offer guidance on your options and devise an approach to managing your debt, as well as help to negotiate on your behalf with Consumer Collection Management.

Dealing With 314-513-0122 if They're Reporting Inaccurate Information on Your Credit Report

If Consumer Collection Management is reporting inaccurate information on your credit report, it's essential to take action. Begin by examining your credit report to determine which information is wrong. Each of the three major credit bureaus offers free annual reports. Then, file a dispute with the appropriate bureau(s), providing any applicable proof to verify your claim. 

You can also reach out to Consumer Collection Management directly to notify them of the error and request that they make changes. The company must investigate and respond to any disputes within a specified timeframe. Throughout the process, keep notes of all correspondence and documents related to the dispute in case further action needs to be taken.