208-758-0223 belongs to IC System. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove IC System from their credit reports (without having to pay their debt). When IC System is removed from your report:
It's probable that you're receiving calls from IC System because you owe a debt. Debt collectors like them are typically employed by creditors to collect unpaid debts.
It's important to be aware that debt collectors such as IC System must abide by the Fair Debt Collection Practices Act (FDCPA), which prohibits them from exhibiting abusive, unfair, or deceptive practices when collecting on a debt. If you think they might be violating these restrictions, make sure to familiarize yourself with your rights and seek professional help from Credit Sage if necessary.
Collections accounts can have a damaging effect on your credit score, even if the debt has been paid in full. That's because they show lenders that you may have had difficulty paying off debts in the past. This can lead to being denied for loans or having to pay higher interest rates for those that are approved.
To get IC System removed from your credit report and potentially improve your score, consider working with a company like Credit Sage to guide you through the process and increase your chances of being approved for credit in the future. The sooner you take action, the sooner you reap the rewards of a better credit score.
Speak with a live credit specialist for your free consultation, now