202-367-9070 belongs to IC System. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove IC System from their credit reports (without having to pay their debt). When IC System is removed from your report:
If you've experienced a collections account reported on your credit report, you may be eager to know how to prevent this from happening again in the future. While it's impossible to eliminate the risk of collections entirely (especially during financial hardship), there are steps you can take to minimize the impact on your credit score
Firstly, it's crucial to make timely payments on all of your debts, including credit cards, loans, and other bills. Late payments are one of the main causes that lead to collections, so staying current on your payments is essential.
It's also wise to review your credit report regularly (at least once per year) for any mistakes or inaccuracies that could be impacting your score negatively. If you do find an error, you can dispute it with the credit bureaus to have it corrected.
Finally, if you're struggling with debt payments, consider seeking guidance from a financial advisor or credit counselor. They can provide valuable insights into budgeting strategies and debt repayment tools that can help you get back on track financially.
Debt collectors may contact you for various reasons, but the most frequent cause is an unpaid debt. This could be from a credit card, medical bill, student loan, or any other type of loan. If you've missed payments, the creditor or lender may have assigned your account to a debt collection agency like IC System to recover the debt on their behalf.
It's crucial to remember that debt collectors are regulated by federal and state laws that dictate their conduct. They are not permitted to harass or threaten you and must adhere to strict guidelines when trying to collect a debt. If you believe that the IC System is violating your rights or engaging in illegal behavior, you can file a complaint with the Consumer Financial Protection Bureau (CFPB) or your state's Attorney General's office. By knowing your rights and taking action against unlawful practices, you can protect yourself from abusive debt collection tactics.
Speak with a live credit specialist for your free consultation, now
