201-891-3302 belongs to Medco. They’re a debt collector reporting a collection account on your credit report.
This can mean 2 things:
The worst part is you now have a collections account on your credit report, which will be hurting your score. It also lowers your chances of being approved for credit (at least with good interest rates).
There are a number of ways you can go about this, but the easiest one (which we highly recommend), is to reach out to a company that specializes in dealing with debt collectors, such as Credit Sage.
Call us today on (855) 677-2127 and speak with one of our friendly collection specialists. They’ll review your credit report with you (for free), and walk you through your best options.
The best news? We’ve helped thousands of customers remove Medco from their credit reports (without having to pay their debt). When Medco is removed from your report:
Are you getting calls from 201-891-3302? This number is likely associated with a debt that you owe. Ignoring the calls won't make the issue go away, so it's best to face up to the debt and come up with a plan to tackle it.
One option is to negotiate a payment plan with your creditor or collection agency, allowing you to make smaller payments over time rather than paying all at once. Alternatively, you can request a debt validation letter from the collector, which will require them to prove that the debt belongs to you. For more help, consider reaching out to a credit counseling agency or debt settlement company who can negotiate on your behalf and help you find a way out of this difficult situation.
If you are finding errors on your credit report due to inaccurate information from Medco, you can take action to have them corrected. Start by obtaining a copy of your credit report and carefully reviewing it for any inaccuracies or mistakes. Note any discrepancies with payment amounts or dates and dispute them accordingly.
Contact Medco directly to inform them of the errors and provide any necessary paperwork in support of your dispute. If the incorrect information is not amended, you can file a dispute with the credit bureaus who will investigate the issue and remove any inaccurate information from your report.
Taking steps to ensure that your credit report reflects an accurate history is essential for maintaining a good credit score, so don't hesitate to take action as soon as possible!
Speak with a live credit specialist for your free consultation, now