What Is Tcm Corinth Ms On My Credit Report?
Tcm Corinth Ms is a debt collection agency. If you are seeing them on your credit report, it likely means they have purchased your debt from a creditor and are (or will be) attempting to collect it from you.
Is Tcm Corinth Ms A Debt Collection Agency?
Yes, Tcm Corinth Ms is a debt collection agency. They buy debt from a number of different creditors that no longer wish to attempt to collect the amount themselves (also known as a "charge-off").
Tcm Corinth Ms may attempt to reach out via mail or phone calls (demanding payment). The worst part is a collections account will now be seen on your credit report. This hurts your score, as well as reducing your chances of getting approved for a loan or other important financial event.
But it’s not all bad news! We may be able to help you with this account. Call us today to find out more.
Who Does Tcm Corinth Ms Collect For?
Tcm Corinth Ms purchases debt from a range of different creditors. The information isn’t always publicly available and is constantly changing, so it’s difficult to provide an accurate and up-to-date list.
Does Tcm Corinth Ms Hurt My Credit Score?
Yes, it is highly likely having Tcm Corinth Ms on your credit report is damaging your score significantly.
What Is The Impact Of Tcm Corinth Ms On My Credit Report?
Having Tcm Corinth Ms on your credit report can have a serious negative effect on your credit score. The collections account can stay on your credit report for up to seven years, during which time it can make it difficult to obtain credit or loans – and interest rates may be higher as a result. Beyond that, if you apply for a job or an apartment, the prospective employer or landlord may review your credit report, and a collections account could effectively hurt your chances of being approved.
How Can Credit Sage Help With Tcm Corinth Ms?
If you're dealing with Tcm Corinth Ms and struggling to remove the collections account from your credit report, Credit Sage can help. We specialize in disputing and removing unvalidated debts, and we can provide insight into the complexities of the Fair Debt Collection Practices Act and the Fair Credit Reporting Act. Our team of experts will work with you to review your credit report, identify any mistakes or inaccuracies, and help you take the steps needed to have this collection removed. Contact us today for more information on how we can assist in getting Tcm Corinth Ms off your credit report.
How Do I Remove Tcm Corinth Ms From My Credit Report?
To be eligible to remove Tcm Corinth Ms from your credit report, you typically need to meet the following requirements:
- Any information on the account is incorrect
- Any information on the account is error’d
- Any information on the account is fraudulent
- And is not (or cannot be) fixed in an appropriate amount of time
According to a study by the U.S. PIRGs, 79% of credit reports contain mistakes or serious errors. Going after these types of accounts for our clients is our specialty.
Should I Pay For Delete With Tcm Corinth Ms?
Paying off Tcm Corinth Ms to have credit bureaus delete it from your report sounds like a good idea. There's one major problem. Paying a debt in collections changes your credit report status from 'unpaid' to 'paid', but the collection remains on your report for 7 years (from the date of first delinquency). This means your credit is still damaged.
Should I Negotiate A Settlement With Tcm Corinth Ms?
Settling your debt with Tcm Corinth Ms could go both ways. It may help your score, but it may also hurt your score. Many variables impact the end result. There is a better path to a good result. Work with a company that is able to review these accounts for you (like Credit Sage), and if any issues with the account exist you may have it removed all together (and never have to hear from them again).
Is Tcm Corinth Ms Legit, Fake Or A Scam?
Tcm Corinth Ms is a legitimate company. They aren’t fake or trying to scam you. But it is likely they are spam calling you trying to collect a debt. One of the best ways to deal with this is to dispute and remove unvalidated debts.
Why Do Tcm Corinth Ms Keep Calling Me?
Tcm Corinth Ms continues to call and attempt to collect a debt. The best thing you can do is ignore their calls and speak with a company that can help you get it removed (like Credit Sage).
How To Get Tcm Corinth Ms To Stop Calling Me?
As we’ve mentioned above, Tcm Corinth Ms will be calling you to attempt to collect a debt. The best thing you can do to stop this is speak with a company that can help you get them removed from your credit report, like Credit Sage. Once they are off your credit report, you won’t have to hear from them again.
Tcm Corinth Ms Reviews And Complaints
Tcm Corinth Ms has terrible BBB reviews. This may come from their repeated calls and letters to consumers trying to collect their debt.
Will Tcm Corinth Ms Try Suing Or Garnishing My Wages?
Tcm Corinth Ms suing would be a very unlikely situation. In rare cases it may happen, but it certainly isn’t the norm. State and federal laws place limits or 'exemptions' that apply to bank and wage garnishments.
We strongly recommend calling us, we’ll help determine the likelihood of a lawsuit, but also provide you next steps in getting this collection removed.
Does Tcm Corinth Ms Accept A Goodwill Letter To Remove My Collection/Charge-Off?
Based on our years of experience dealing with companies like this, Tcm Corinth Ms does not accept goodwill letters to remove collection accounts or charge offs.
What Are My Rights When Dealing With Tcm Corinth Ms?
You have the right to dispute any of your debt that Tcm Corinth Ms has purchased. Tcm Corinth Ms is governed by the Fair Debt Collection Practices Act (or FDCPA) and the Fair Credit Reporting Act (or FCRA). While these acts seem very complicated, they provide a great deal of power to the consumer if you know how to use it properly.
What Is Tcm Corinth Ms Phone Number?
You likely want to call Credit Sage before deciding whether or not to call Tcm Corinth Ms. The reason? You may not want to pay Tcm Corinth Ms debt, especially if it's inaccurate. Paying it off could hurt your score.
Get Tcm Corinth Ms Removed From Your Report, Today!
In most cases, we recommend speaking with a Credit Repair professional to analyze your credit report before you attempt to settle any debt. The main reason? Settling your debt may actually hurt your score.