What Is Aargon Agency On My Credit Report?
Aargon Agency is a debt collection agency. If you are seeing them on your credit report, it likely means they have purchased your debt from a creditor and are (or will be) attempting to collect it from you.
Is Aargon Agency A Debt Collection Agency?
Yes, Aargon Agency is a debt collection agency. They buy debt from a number of different creditors that no longer wish to attempt to collect the amount themselves (also known as a "charge-off").
Aargon Agency may attempt to reach out via mail or phone calls (demanding payment). The worst part is a collections account will now be seen on your credit report. This hurts your score, as well as reducing your chances of getting approved for a loan or other important financial event.
But it’s not all bad news! We may be able to help you with this account. Call us today to find out more.
Who Does Aargon Agency Collect For?
Aargon Agency purchases debt from a range of different creditors. The information isn’t always publicly available and is constantly changing, so it’s difficult to provide an accurate and up-to-date list.
Does Aargon Agency Hurt My Credit Score?
Yes, it is highly likely having Aargon Agency on your credit report is damaging your score significantly.
How to Avoid Future Debt Collection Accounts
Debt collection accounts on your credit report can have a negative impact on your credit score and financial well-being. Here are some tips to help you avoid future debt collection accounts:
- Create a budget to ensure that you don't overspend.
- Pay all bills on time, in full, to avoid late fees and penalties.
- Communicate with your creditors if you're having trouble making payments.
- Monitor your credit report regularly for errors or fraud.
How to Dispute Inacurate Information From Aaragon Agency On Your Report
If you find that Aaragon Agency has reported inaccurate information on your credit report, it is essential to take action quickly. Here are the steps you should take in order to dispute any inaccuracies:
- Obtain a copy of your credit report
You are entitled to a free credit report from each of the three major credit bureaus every 12 months. Request a copy of your credit report so that you can identify and address any inaccurate information reported by Aaragon Agency.
- Review the information
Carefully review your credit report for any errors or inaccuracies. Pay close attention to dates, account numbers, balances, and other details that may be incorrect.
- Gather evidence
Collect documentation or evidence to support your dispute claim, such as statements, receipts, or other documents proving the inaccuracy of the details listed.
- Submit a dispute
Contact the credit bureau in writing to dispute any wrong information listed on your report. Be sure to include all necessary contact information along with a detailed explanation of the issue at hand, as well as attaching any supporting evidence gathered.
- Follow up
Keep track of the status of your dispute and follow up with the credit bureau accordingly if any action needs to be taken further in order to get inaccurate information removed from your credit score permanently.
If you are finding it difficult to dispute any inaccuracy yourself, consider seeking professional help from Credit Sage’s team of experts who can provide first-hand assistance and advice throughout this process.
How Do I Remove Aargon Agency From My Credit Report?
To be eligible to remove Aargon Agency from your credit report, you typically need to meet the following requirements:
- Any information on the account is incorrect
- Any information on the account is error’d
- Any information on the account is fraudulent
- And is not (or cannot be) fixed in an appropriate amount of time
According to a study by the U.S. PIRGs, 79% of credit reports contain mistakes or serious errors. Going after these types of accounts for our clients is our specialty.
Should I Pay For Delete With Aargon Agency?
Paying off Aargon Agency to have credit bureaus delete it from your report sounds like a good idea. There's one major problem. Paying a debt in collections changes your credit report status from 'unpaid' to 'paid', but the collection remains on your report for 7 years (from the date of first delinquency). This means your credit is still damaged.
Should I Negotiate A Settlement With Aargon Agency?
Settling your debt with Aargon Agency could go both ways. It may help your score, but it may also hurt your score. Many variables impact the end result. There is a better path to a good result. Work with a company that is able to review these accounts for you (like Credit Sage), and if any issues with the account exist you may have it removed all together (and never have to hear from them again).
Is Aargon Agency Legit, Fake Or A Scam?
Aargon Agency is a legitimate company. They aren’t fake or trying to scam you. But it is likely they are spam calling you trying to collect a debt. One of the best ways to deal with this is to dispute and remove unvalidated debts.
Why Do Aargon Agency Keep Calling Me?
Aargon Agency continues to call and attempt to collect a debt. The best thing you can do is ignore their calls and speak with a company that can help you get it removed (like Credit Sage).
How To Get Aargon Agency To Stop Calling Me?
As we’ve mentioned above, Aargon Agency will be calling you to attempt to collect a debt. The best thing you can do to stop this is speak with a company that can help you get them removed from your credit report, like Credit Sage. Once they are off your credit report, you won’t have to hear from them again.
Aargon Agency Reviews And Complaints
Aargon Agency has terrible BBB reviews. This may come from their repeated calls and letters to consumers trying to collect their debt.
Will Aargon Agency Try Suing Or Garnishing My Wages?
Aargon Agency suing would be a very unlikely situation. In rare cases it may happen, but it certainly isn’t the norm. State and federal laws place limits or 'exemptions' that apply to bank and wage garnishments.
We strongly recommend calling us, we’ll help determine the likelihood of a lawsuit, but also provide you next steps in getting this collection removed.
Does Aargon Agency Accept A Goodwill Letter To Remove My Collection/Charge-Off?
Based on our years of experience dealing with companies like this, Aargon Agency does not accept goodwill letters to remove collection accounts or charge offs.
What Are My Rights When Dealing With Aargon Agency?
You have the right to dispute any of your debt that Aargon Agency has purchased. Aargon Agency is governed by the Fair Debt Collection Practices Act (or FDCPA) and the Fair Credit Reporting Act (or FCRA). While these acts seem very complicated, they provide a great deal of power to the consumer if you know how to use it properly.
What Is Aargon Agency Phone Number?
You likely want to call Credit Sage before deciding whether or not to call Aargon Agency. The reason? You may not want to pay Aargon Agency debt, especially if it's inaccurate. Paying it off could hurt your score.
Get Aargon Agency Removed From Your Report, Today!
In most cases, we recommend speaking with a Credit Repair professional to analyze your credit report before you attempt to settle any debt. The main reason? Settling your debt may actually hurt your score.