What Is 11 Sprint On My Credit Report?
11 Sprint is a debt collection agency. If you are seeing them on your credit report, it likely means they have purchased your debt from a creditor and are (or will be) attempting to collect it from you.
Is 11 Sprint A Debt Collection Agency?
Yes, 11 Sprint is a debt collection agency. They buy debt from a number of different creditors that no longer wish to attempt to collect the amount themselves (also known as a "charge-off").
11 Sprint may attempt to reach out via mail or phone calls (demanding payment). The worst part is a collections account will now be seen on your credit report. This hurts your score, as well as reducing your chances of getting approved for a loan or other important financial event.
But it’s not all bad news! We may be able to help you with this account. Call us today to find out more.
Who Does 11 Sprint Collect For?
11 Sprint purchases debt from a range of different creditors. The information isn’t always publicly available and is constantly changing, so it’s difficult to provide an accurate and up-to-date list.
Does 11 Sprint Hurt My Credit Score?
Yes, it is highly likely having 11 Sprint on your credit report is damaging your score significantly.
How to deal with 11 Sprint's collection efforts
Struggling to pay off your Sprint debt? If so, you may be at risk of collection action. But don't despair — there are steps that can help protect and restore financial stability in the midst of a daunting situation.
Before tackling your debt, make sure it's been properly validated. Consider options like a payment plan or settlement to reduce the amount due. If 11 Sprint has already reported the debt to credit bureaus, you could try negotiating a 'pay-for delete' agreement which would involve paying off the debt in exchange for having its record removed from your credit report.
Should this not be an achievable solution then reach out for help - whether that is through consulting with a credible credit counselor or bankruptcy lawyer.
Alternatives to removing 11 Sprint from your credit report
Taking proactive steps to repair your credit is essential if 11 Sprint has caused a negative mark on your report. Making timely payments and building up current debt responsibly can help show lenders that you're reliable and safe to loan to. You could also apply for a secured credit card, which requires an upfront cash deposit but serves as one way to rebuild poor scores over time.
Finally, consulting with Credit Sage may be beneficial- we can assist you with removing inaccurate information from your report and help you take the right steps to improve your overall credit score.
How Do I Remove 11 Sprint From My Credit Report?
To be eligible to remove 11 Sprint from your credit report, you typically need to meet the following requirements:
- Any information on the account is incorrect
- Any information on the account is error’d
- Any information on the account is fraudulent
- And is not (or cannot be) fixed in an appropriate amount of time
According to a study by the U.S. PIRGs, 79% of credit reports contain mistakes or serious errors. Going after these types of accounts for our clients is our specialty.
Should I Pay For Delete With 11 Sprint?
Paying off 11 Sprint to have credit bureaus delete it from your report sounds like a good idea. There's one major problem. Paying a debt in collections changes your credit report status from 'unpaid' to 'paid', but the collection remains on your report for 7 years (from the date of first delinquency). This means your credit is still damaged.
Should I Negotiate A Settlement With 11 Sprint?
Settling your debt with 11 Sprint could go both ways. It may help your score, but it may also hurt your score. Many variables impact the end result. There is a better path to a good result. Work with a company that is able to review these accounts for you (like Credit Sage), and if any issues with the account exist you may have it removed all together (and never have to hear from them again).
Is 11 Sprint Legit, Fake Or A Scam?
11 Sprint is a legitimate company. They aren’t fake or trying to scam you. But it is likely they are spam calling you trying to collect a debt. One of the best ways to deal with this is to dispute and remove unvalidated debts.
Why Do 11 Sprint Keep Calling Me?
11 Sprint continues to call and attempt to collect a debt. The best thing you can do is ignore their calls and speak with a company that can help you get it removed (like Credit Sage).
How To Get 11 Sprint To Stop Calling Me?
As we’ve mentioned above, 11 Sprint will be calling you to attempt to collect a debt. The best thing you can do to stop this is speak with a company that can help you get them removed from your credit report, like Credit Sage. Once they are off your credit report, you won’t have to hear from them again.
11 Sprint Reviews And Complaints
11 Sprint has terrible BBB reviews. This may come from their repeated calls and letters to consumers trying to collect their debt.
Will 11 Sprint Try Suing Or Garnishing My Wages?
11 Sprint suing would be a very unlikely situation. In rare cases it may happen, but it certainly isn’t the norm. State and federal laws place limits or 'exemptions' that apply to bank and wage garnishments.
We strongly recommend calling us, we’ll help determine the likelihood of a lawsuit, but also provide you next steps in getting this collection removed.
Does 11 Sprint Accept A Goodwill Letter To Remove My Collection/Charge-Off?
Based on our years of experience dealing with companies like this, 11 Sprint does not accept goodwill letters to remove collection accounts or charge offs.
What Are My Rights When Dealing With 11 Sprint?
You have the right to dispute any of your debt that 11 Sprint has purchased. 11 Sprint is governed by the Fair Debt Collection Practices Act (or FDCPA) and the Fair Credit Reporting Act (or FCRA). While these acts seem very complicated, they provide a great deal of power to the consumer if you know how to use it properly.
What Is 11 Sprint Phone Number?
You likely want to call Credit Sage before deciding whether or not to call 11 Sprint. The reason? You may not want to pay 11 Sprint debt, especially if it's inaccurate. Paying it off could hurt your score.
Get 11 Sprint Removed From Your Report, Today!
In most cases, we recommend speaking with a Credit Repair professional to analyze your credit report before you attempt to settle any debt. The main reason? Settling your debt may actually hurt your score.