What Is Pinnacle Credit Services Verizon On My Credit Report?
Pinnacle Credit Services Verizon is a debt collection agency. If you are seeing them on your credit report, it likely means they have purchased your debt from a creditor and are (or will be) attempting to collect it from you.
Is Pinnacle Credit Services Verizon A Debt Collection Agency?
Yes, Pinnacle Credit Services Verizon is a debt collection agency. They buy debt from a number of different creditors that no longer wish to attempt to collect the amount themselves (also known as a "charge-off").
Pinnacle Credit Services Verizon may attempt to reach out via mail or phone calls (demanding payment). The worst part is a collections account will now be seen on your credit report. This hurts your score, as well as reducing your chances of getting approved for a loan or other important financial event.
But it’s not all bad news! We may be able to help you with this account. Call us today to find out more.
Who Does Pinnacle Credit Services Verizon Collect For?
Pinnacle Credit Services Verizon purchases debt from a range of different creditors. The information isn’t always publicly available and is constantly changing, so it’s difficult to provide an accurate and up-to-date list.
Does Pinnacle Credit Services Verizon Hurt My Credit Score?
Yes, it is highly likely having Pinnacle Credit Services Verizon on your credit report is damaging your score significantly.
How Does Pinnacle Credit Services Verizon Affect Your Credit Score?
Pinnacle Credit Services Verizon can have a huge influence on your credit score since it suggests that you're in debt and this has been sent to collections. This will appear as a negative item on your credit report, dragging down your score. The magnitude of the damage depends on the age of the debt, how much is owed, and your overall credit history. If left unpaid and present on your file for an extended period, it could make a big dent in your score. But there's no need to worry - with help from a credit repair service such as Credit Sage, you can improve your credit score by finding and challenging any mistakes or discrepancies mentioned in the report.
How Credit Sage Can Help You Deal With Pinnacle Credit Services Verizon
Tackling Pinnacle Credit Services Verizon can be both nerve-wracking and daunting. But don't worry - you don't have to face it alone. Credit Sage can help you manage this situation, getting the debt removed from your credit report. Our experts will review your credit report and identify any errors or inaccuracies. We are also able to dispute errors on your behalf. Moreover - we’ll provide advice and support needed for you to take control of your finances and improve your credit score. Get in contact today to find out more about how we can assist you with dealing with Pinnacle Credit Services Verizon.
How Do I Remove Pinnacle Credit Services Verizon From My Credit Report?
To be eligible to remove Pinnacle Credit Services Verizon from your credit report, you typically need to meet the following requirements:
- Any information on the account is incorrect
- Any information on the account is error’d
- Any information on the account is fraudulent
- And is not (or cannot be) fixed in an appropriate amount of time
According to a study by the U.S. PIRGs, 79% of credit reports contain mistakes or serious errors. Going after these types of accounts for our clients is our specialty.
Should I Pay For Delete With Pinnacle Credit Services Verizon?
Paying off Pinnacle Credit Services Verizon to have credit bureaus delete it from your report sounds like a good idea. There's one major problem. Paying a debt in collections changes your credit report status from 'unpaid' to 'paid', but the collection remains on your report for 7 years (from the date of first delinquency). This means your credit is still damaged.
Should I Negotiate A Settlement With Pinnacle Credit Services Verizon?
Settling your debt with Pinnacle Credit Services Verizon could go both ways. It may help your score, but it may also hurt your score. Many variables impact the end result. There is a better path to a good result. Work with a company that is able to review these accounts for you (like Credit Sage), and if any issues with the account exist you may have it removed all together (and never have to hear from them again).
Is Pinnacle Credit Services Verizon Legit, Fake Or A Scam?
Pinnacle Credit Services Verizon is a legitimate company. They aren’t fake or trying to scam you. But it is likely they are spam calling you trying to collect a debt. One of the best ways to deal with this is to dispute and remove unvalidated debts.
Why Do Pinnacle Credit Services Verizon Keep Calling Me?
Pinnacle Credit Services Verizon continues to call and attempt to collect a debt. The best thing you can do is ignore their calls and speak with a company that can help you get it removed (like Credit Sage).
How To Get Pinnacle Credit Services Verizon To Stop Calling Me?
As we’ve mentioned above, Pinnacle Credit Services Verizon will be calling you to attempt to collect a debt. The best thing you can do to stop this is speak with a company that can help you get them removed from your credit report, like Credit Sage. Once they are off your credit report, you won’t have to hear from them again.
Pinnacle Credit Services Verizon Reviews And Complaints
Pinnacle Credit Services Verizon has terrible BBB reviews. This may come from their repeated calls and letters to consumers trying to collect their debt.
Will Pinnacle Credit Services Verizon Try Suing Or Garnishing My Wages?
Pinnacle Credit Services Verizon suing would be a very unlikely situation. In rare cases it may happen, but it certainly isn’t the norm. State and federal laws place limits or 'exemptions' that apply to bank and wage garnishments.
We strongly recommend calling us, we’ll help determine the likelihood of a lawsuit, but also provide you next steps in getting this collection removed.
Does Pinnacle Credit Services Verizon Accept A Goodwill Letter To Remove My Collection/Charge-Off?
Based on our years of experience dealing with companies like this, Pinnacle Credit Services Verizon does not accept goodwill letters to remove collection accounts or charge offs.
What Are My Rights When Dealing With Pinnacle Credit Services Verizon?
You have the right to dispute any of your debt that Pinnacle Credit Services Verizon has purchased. Pinnacle Credit Services Verizon is governed by the Fair Debt Collection Practices Act (or FDCPA) and the Fair Credit Reporting Act (or FCRA). While these acts seem very complicated, they provide a great deal of power to the consumer if you know how to use it properly.
What Is Pinnacle Credit Services Verizon Phone Number?
You likely want to call Credit Sage before deciding whether or not to call Pinnacle Credit Services Verizon. The reason? You may not want to pay Pinnacle Credit Services Verizon debt, especially if it's inaccurate. Paying it off could hurt your score.
Get Pinnacle Credit Services Verizon Removed From Your Report, Today!
In most cases, we recommend speaking with a Credit Repair professional to analyze your credit report before you attempt to settle any debt. The main reason? Settling your debt may actually hurt your score.